Liquid Funds Vs Arbitrage Funds
There are different mutual funds, and they serve different purposes. Some mutual…
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Second Level Thinking Agents (OPC) Pvt. Ltd. (SLTA) is a financial products distribution firm helping individuals and families achieve their financial goals through tailored solutions in loans, savings, and investments.
Six Major categories are put on homepage so some introductory content is needed for each category here.
Six Major categories are put on homepage so some introductory content is needed for each category here.
Six Major categories are put on homepage so some introductory content is needed for each category here.
Six Major categories are put on homepage so some introductory content is needed for each category here.
Six Major categories are put on homepage so some introductory content is needed for each category here.
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At SLTA, we believe successful financial decisions go beyond the obvious. While first-level thinking focuses on immediate outcomes, second-level thinking considers the long-term impact, risks, opportunities, and future consequences of every financial decision.
Focus on long-term financial success, not short-term trends.
Every recommendation is aligned with your life goals.
Evaluate opportunities while understanding potential risks.
Solutions tailored to your unique financial situation.
Build, protect, and preserve wealth across generations.
There are different mutual funds, and they serve different purposes. Some mutual…
For the last few years, Systematic Investment Plans (SIPs) have become one…
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Second Level Thinking Agents (OPC) Pvt Ltd is a one-stop financial products distributor based out of Bhopal, Madhya Pradesh, offering a comprehensive bouquet of investment, protection, financing and taxation solutions. Our product and service offerings include:
In short, SLTA is designed to be the only financial partner you need — from building wealth to protecting it, and from funding your goals to financing your needs.
At SLTA, we don’t believe in one-size-fits-all solutions. Every individual has different income levels, financial obligations, life goals, and comfort with risk — and your investment portfolio should reflect that. Our portfolio creation process, led by CA Shanil Jain (Chief Financial Planner), follows a structured approach:
Step 1 — Understanding You: We begin with a detailed conversation to understand your current family constitution, family financial profile and current financial situation, existing investments, liabilities, monthly cash flows, and short-term as well as long-term financial goals — whether that’s supporting your dependent parents, buying a house, funding your child’s higher education, planning a dream vacation, or building a retirement corpus.
Step 2 — Risk Profiling: We assess your risk appetite through a structured risk profiling exercise. This helps us understand how much volatility you can tolerate and ensures we never recommend products that would cause you sleepless nights. Your personal and risk profile is the foundation on which every product recommendation is built.
Step 3 — Goal Mapping & Asset Allocation: Based on your goals and risk profile tax status, we design a personalised asset allocation strategy — determining the right mix of equity, debt, real and alternative investments. Each goal gets mapped to a specific investment vehicle with a defined time horizon and expected return range.
Step 4 — Product Selection: From the universe of mutual fund schemes, insurance products, gold/silver, REITs/InVits, PMS, and AIF options available, we shortlist the ones best suited to your needs based on scheme track record, fund manager consistency, expense ratios, and alignment with your goal timelines.
Step 5 — Ongoing Reviews & Rebalancing: Your portfolio is not a set-and-forget exercise. We conduct periodic reviews — evaluating scheme performance, market conditions, and any changes in your personal circumstances — and rebalance your portfolio to keep it aligned with your goals.
We firmly believe in giving honest and genuine suggestions by setting reasonable expectations. We do not make false commitments. Every investment decision is taken only after your complete satisfaction and approval — because at the end of the day, it is your hard-earned money, and we treat it with the respect and seriousness it deserves.
One of the most common questions we receive, and the good news is — you don’t need a large amount to start your investment journey with SLTA. Here’s how the minimum investment works across different products:
Mutual Funds: You can start a SIP (Systematic Investment Plan) with as little as ₹500 per month in most mutual fund schemes. For lump-sum investments, the minimum is typically ₹1,000 to ₹5,000 depending on the scheme and fund house. This makes mutual funds the most accessible wealth-building tool for salaried professionals, businessmen, students, homemakers, and first-time investors alike.
PMS (Portfolio Management Services): As per SEBI regulations, the minimum investment for PMS is ₹50 lakhs. PMS is suited for investors who want a more customised, concentrated portfolio with direct ownership of stocks in their own demat account, managed by a professional portfolio manager.
AIF (Alternative Investment Funds): SEBI mandates a minimum investment of ₹1 crore for AIFs. These are designed for high-net-worth individuals and institutional investors looking for exposure to alternative asset classes like private equity, venture capital, real estate debt, credit risk and hedge fund strategies.
Insurance: Life insurance and health insurance premiums vary based on the plan, coverage amount, age, and health profile. There is no fixed minimum — we help you determine the right coverage amount based on your family’s needs and then find the most cost-effective plan.
P2P Lending: Minimum investment amounts on P2P platforms typically start from ₹10,000, though this can vary by platform.
At SLTA, we believe that financial planning should be accessible regardless of your current financial stage. Whether you’re a young professional starting with a ₹500 SIP or a business owner looking to allocate ₹1 crore into an AIF, we design a plan that fits your capacity today and scales as your wealth grows.
Yes, absolutely. Second Level Thinking Agents (OPC) Pvt Ltd is a fully compliant AMFI – APMI registered Mutual Fund Distributor operating under ARN-170523 (AMFI Registration Number) and APRN-02548 (APMI Registration Number). Our initial ARN registration date is 05-Mar-2020 and APRN registration date is 24- Dec-2024, and we have been continuously registered and operational since then.
Here’s what this means for you as an investor:
AMFI Registration — AMFI (Association of Mutual Funds in India) is the industry body that certifies and regulates all mutual fund distributors in India. Our ARN number is verifiable on the official AMFI website, and you can confirm our credentials at any time through the AMFI distributor locator tool.
APMI Registration – <Similar to AMFI above>
NISM Certification — To obtain and maintain our ARN and APRN, our key personnel have cleared the NISM Series V-A: Mutual Fund Distributors Certification Examination, NISM-Series-XXI-A: Portfolio Management Services (PMS) Distributors Certification Examination and NISM-Series-XIX-B: Alternative Investment Funds (Category III) Distributors Certification Examination, as mandated by SEBI. This ensures that our team has the required knowledge of mutual fund, PMS and AIF products, regulations, and ethical practices.
SEBI Compliance — While mutual fund distributors are registered with AMFI (not directly with SEBI as RIAs are), our operations are governed by SEBI’s regulatory framework for mutual fund, PMS and AIF distribution. We adhere to all SEBI circulars regarding commission disclosure, investor suitability, KYC compliance, and fair practice guidelines.
Commission Transparency — As mandated by regulations, we disclose all commission earnings to our clients at the time of investment. We deal exclusively in Regular Plans for mutual fund schemes and earn trailing commissions from the fund houses — there is no hidden charge or separate fee levied on the investor.
We also maintain and follow the AMFI and APMI Code of Conduct for intermediaries, which governs ethical behaviour, investor protection, and fair dealing. You can view our Code of Conduct, Disclaimer, Disclosure, and Privacy Policy through the links on our website.
Your trust and regulatory confidence matter deeply to us — and our registrations, certifications, and transparent disclosures are our way of earning that trust.
Second Level Thinking Agents (OPC) Pvt Ltd is owned and managed by Mrs. Nanda Jain, a seasoned financial services distributor with over 12 years of experience as a financial consultant for HDFC Life, and prior experience as an agent with LIC of India. Mrs. Nanda Jain brings deep domain knowledge in life insurance planning and client relationship management.
What truly sets SLTA apart is the strength of the family behind it — SLTA is backed by a family of Chartered Accountants, bringing a rare combination of financial expertise, regulatory knowledge, and fiduciary discipline to the business:
CA Shanil Jain (Chief Financial Planner) — Mrs. Nanda Jain’s elder son, CA Shanil Jain is a practising Chartered Accountant in Bhopal since 2012. He serves as the Chief Financial Planner at SLTA, personally designing and overseeing client portfolios. His CA background alongwith the various certification and Post Qualification courses by ICAI on Securities Market and Finance ensures that every investment recommendation is grounded in sound financial analysis, tax efficiency, and regulatory compliance — not just product-pushing.
CA Arun Kumar Jain — Mrs. Nanda Jain’s husband, CA Arun Kumar Jain is a senior practising Chartered Accountant who has been practising in Bhopal since 1985 — bringing nearly four decades of financial and taxation expertise to the family’s advisory ecosystem.
CA Shubhani Jain — CA Shanil Jain’s wife, also a practising Chartered Accountant in Bhopal since 2014, further strengthening the professional depth of the team.
Mr. Nikhil Jain — Mrs. Nanda Jain’s younger son, currently pursuing Chartered Accountancy under the mentorship of CA Arun Kumar Jain and CA Shanil Jain, representing the next generation of the firm.
The operations and client servicing at SLTA are further enriched by Mr. Diwakar Sharma, who brings almost a decade of hands-on customer service and operations experience to ensure smooth, hassle-free execution for every client.
SLTA was originally incorporated as Tigerland Media (OPC) Pvt Ltd (owned by Mr. Abhinandan Shukla) and was acquired, renamed, and rebranded by Mrs. Nanda Jain with the support of CA Shanil Jain in 2019. Since then, the firm has been steadily growing its client base across Indian residents and NRIs, driven by a philosophy of honest advice, reasonable expectations, and long-term relationship building.
When you work with SLTA, you’re not just working with a distributor — you’re working with a family of CAs who understand money from every angle: investments, taxation, compliance, and financial planning.
While our office is located at 64, Civil Lines, Bhopal, Madhya Pradesh, SLTA serves clients across India and abroad. Financial product distribution, portfolio planning and investment reviews can all be conducted remotely through phone, video consultations, and digital transaction platforms.
Whether you are in Mumbai, Delhi, Bangalore, or based overseas as an NRI, you can onboard with us digitally, complete your KYC online, and have your portfolio managed with the same personalised attention as our walk-in clients in Bhopal. Our goal-based taxation conscious planning process, led by CA Shanil Jain, is designed to work seamlessly regardless of your location.
While our office is located at 64, Civil Lines, Bhopal, Madhya Pradesh, SLTA serves clients across India and abroad. Financial product distribution, portfolio planning and investment reviews can all be conducted remotely through phone, video consultations, and digital transaction platforms.
Whether you are in Mumbai, Delhi, Bangalore, or based overseas as an NRI, you can onboard with us digitally, complete your KYC online, and have your portfolio managed with the same personalised attention as our walk-in clients in Bhopal. Our goal-based taxation conscious planning process, led by CA Shanil Jain, is designed to work seamlessly regardless of your location.
Transparency about how we earn is fundamental to the trust we build with clients. SLTA is an AMFI-registered mutual fund distributor (ARN-170523), and for mutual fund investments, we deal exclusively in Regular Plans. The fund house pays us a trailing commission from the scheme’s expense ratio — there is no separate fee charged to the investor for facilitating mutual fund investments.
For other products like Securities Trading, Insurance, PMS and AIF, corporate deposits the commission structures are set by the respective companies and the sector Regulators and are disclosed to clients at the time of investment, as mandated by SEBI, AMFI, APMI, IRDAI, RBI guidelines. We believe in setting reasonable expectations and never make false commitments — our earnings are directly aligned with the growth of your investments, which means our incentive is to keep your portfolio healthy and growing over the long term.
Explore investment solutions aligned with your long-term objectives.
